Study & Stay in Canada (2025–26): Complete Guide for Indian Students
Planning to study in Canada in the 2025–26 intakes? This all-in-one guide explains everything Indian students must know about
living costs, accommodation, climate, part-time work rules, top cities, PGWP pathways, cultural life and how to settle smoothly after landing — beyond just visa paperwork.
By Study Plus NZ Canada Counselling Team |Last updated: (based on latest IRCC guidelines)
On This Page
- Cost of Living in Canada for Indian Students (2025–26)
- Study in Canada After 12th: Best Courses & Requirements
- Student Accommodation Guide (On-Campus vs Off-Campus)
- Part-Time Work Rules for International Students
- Best Cities in Canada for Indian Students
- Campus Life & Culture in Canada
- PGWP & PR Pathways After Study
- Essential Tips for Newcomer Students
- Frequently Asked Questions
Cost of Living in Canada for Indian Students (2025–26)
Canada’s living costs vary by city and province. Here is an updated monthly estimate for Indian students in 2025–26:
| Expense | Average Monthly Cost (CAD) |
|---|---|
| Shared Accommodation | $450 – $750 |
| Food & Groceries | $220 – $300 |
| Transport (Public) | $60 – $120 |
| Utilities & Internet | $60 – $100 |
| Miscellaneous | $100 – $200 |
On average, Indian students should budget around CAD 1,200–1,800 per month in 2025–26, depending on the city and lifestyle. Besides monthly living costs, students applying under the SDS stream must also meet IRCC’s minimum fund requirement through a Guaranteed Investment Certificate (GIC) and tuition payment. For up-to-date amounts and visa checklists, see our Canada study visa requirements & SDS process (main guide).
Study in Canada After 12th: Best Courses & Requirements
Many Indian students choose Canada immediately after 10+2. Popular pathways include:
- Diploma & Advanced Diploma (2–3 years)
- Co-op Programs & Technical Training
- UG Degrees (4 years)
- Specialised fields like IT, Healthcare, Engineering, Business, Hospitality
Eligibility (2025–26)
- Minimum 55%–60% in 12th (varies by program)
- IELTS: 6.0 overall, no band less than 6.0
- Proof of funds + GIC (SDS)
- Strong SOP highlighting career goals
See full SDS rules on our main Canada page.
Student Accommodation in Canada: On-Campus vs Off-Campus
Indian students typically choose from three housing options:
- On-Campus Housing: Safe, close to classes, meal plans available.
- Off-Campus Rentals: Apartments or shared rooms; more flexible.
- Homestay: Stay with Canadian families; best for cultural immersion.
Get accommodation support after your visa approval via our Canada partners.
Part-Time Work Rules for International Students (2025–26)
Canada allows students to gain real industry experience while studying:
- Off-Campus: Typically up to 20 hours per week during regular academic sessions and full-time during scheduled breaks, as long as you meet IRCC eligibility rules.
- On-Campus: Unlimited hours (when available).
- Co-op Programs: Work terms included in your course structure.
In many cities, student jobs pay roughly CAD 15–20 per hour, depending on province and role, which can cover a significant part of your monthly living costs. See visa-related work rules on the Study Visa Requirements.
Best Cities in Canada for Indian Students
Popular cities with strong international student communities include:
- Toronto: Tech, business, multicultural, excellent job market.
- Vancouver: Film, tech, nature-friendly, premium lifestyle.
- Montreal: Affordable, vibrant student life.
- Calgary: Engineering & energy hub.
- Winnipeg & Halifax: Budget-friendly alternatives.
Campus Life & Culture in Canada
Expect vibrant campus communities with clubs, events, labs, networking evenings and cultural festivals.
- Student clubs & societies
- Sports & fitness centers
- Cultural fairs & international days
- Career and networking events
Student snapshot: One of our students from Ludhiana joined a 2-year diploma in Toronto, worked part-time in retail, and is now on a 3-year PGWP in a full-time supervisor role — actively building points toward PR.
PGWP & PR Pathways After Study in Canada
Most Indian students choose Canada because of clear post-study immigration routes.
- PGWP (Post-Graduation Work Permit): Available to many graduates of full-time programs of at least 8 months at eligible DLIs, allowing you to work in Canada for up to 3 years.
- Express Entry (CEC): Points for Canadian education + skilled work experience.
- Provincial Nominee Programs: Pathways in provinces such as Ontario, BC, Manitoba and Alberta for students and graduates.
Not every program qualifies for a PGWP, so always confirm details on the official IRCC website and with your chosen college before finalising your study plans. For visa filing support, explore our main Canada study visa page.
Essential Tips for Students Moving to Canada
- Carry certified copies of academics, medicals & prescriptions.
- Buy a local SIM card at the airport.
- Use Presto/Compass cards for public transport.
- Check weather before arrival (−5°C to −25°C in winter).
- Open a student bank account with ID & study permit.
Frequently Asked Questions
Is Canada safe for Indian students?
Yes. Canada is consistently ranked one of the safest study destinations with low crime rates.
Which intakes are best for Indian students?
September (Fall) is the biggest intake; January and May offer flexible options.
Do I need health insurance in Canada?
Yes. Some provinces provide public coverage; others require private health plans.
Can I shift provinces after landing?
Yes, students can move after meeting academic requirements and updating institution records.
Explore More Canada Guides
- Canada study visa requirements & SDS process (main guide)
- Scholarships in Canada for Indian Students
- Study in New Zealand
- Study in Australia
- Study in the UK
Need personalised guidance? Talk to our experts →
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