Study & Stay in Canada: The Ultimate Guide for International Students
Embarking on your Canadian journey involves more than admission—it’s about thriving academically and personally in a multicultural environment. This comprehensive guide covers everything from study permit essentials to post-graduation pathways.
1. Study Permit Essentials
Securing a valid study permit is your first step. Key requirements include acceptance from a designated learning institution, proof of adequate funds, and a clean background check.
Eligibility Overview
- Letter of acceptance from a Canadian DLI
 - Proof of funds for tuition, living expenses, and return travel
 - Clean criminal record and medical clearance
 
Application Timeline
| Process Step | Duration | Pro Tips | 
|---|---|---|
| Document gathering | 1–2 weeks | Use a checklist to avoid omissions | 
| Online submission | 2–4 weeks | Upload clear, high-resolution PDFs | 
| Biometrics & interview | 1–2 weeks | Book slots early, avoid peak periods | 
| Final decision | 4–6 weeks | Track your file via IRCC portal | 
For a step-by-step breakdown of requirements, see our detailed Canada study guide.
2. Student Accommodation Options
Choosing where to live can shape your first impressions. Compare on-campus residences, private rentals, and homestays:
- On-Campus: Community events and easy access to classes, but limited spaces.
 - Off-Campus: More privacy and flexibility, with utility costs borne separately.
 - Homestay: Cultural immersion and family support, with house rules to follow.
 
3. Budget Planning & Scholarships
Plan your finances to minimize surprises. Below is a sample monthly estimate (in CAD):
| Expense | Estimate | 
|---|---|
| Shared rent | $400–$700 | 
| Groceries | $200–$300 | 
| Transit pass | $60–$100 | 
| Utilities & Internet | $50–$80 | 
| Miscellaneous | $150–$200 | 
Top Funding Sources
- Entrance scholarships (up to $10,000 CAD)
 - Provincial grants for international learners
 - Work-study programs through your institution
 
Learn more on our Scholarships page.
4. Work & Study Balance
Earn valuable experience while you learn:
- On-Campus: No additional permit required, unlimited hours
 - Off-Campus: Up to 20 hours/week during term, full-time during breaks
 - Co-op & Internships: Allowed if integrated in your program
 
5. Health Coverage & Wellness
Healthcare rules differ by province. Secure coverage immediately:
- Free provincial plans: AB, BC, MB, SK, YT, NL
 - Private insurance required: ON, QC, NS, PE (~$600 CAD/yr)
 
Wellness Resources
- Campus counselling and support groups
 - Community fitness and recreation centres
 - Peer-led mental health initiatives
 
6. Campus Culture in Canada
- Academic clubs and special interest societies
 - Volunteer and leadership opportunities
 - Festivals, guest lectures, and cultural fairs
 
7. Post-Graduation Pathways
- Open work permits (up to 3 years)
 - Networking events, career fairs, alumni panels
 - PNPs and Express Entry programs
 
See more in our Canada PR Routes.
8. Frequently Asked Questions
What funds do I need to show for my permit?
You must demonstrate at least CAD 10,000 per year (outside Quebec), plus tuition and return airfare.
Can I change my study program after arrival?
Yes. Maintain full-time enrolment, get approval from your DLI, and update your permit if needed.
Is private health insurance mandatory?
In some provinces (ON, QC, NS, PE), yes. Check provincial regulations or your institution’s guidelines.




